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Wednesday, September 30, 2026

Do Not Put Your Trust in Uncertain Riches

Paul tells Timothy to warn anyone with money: the account can help you, but it cannot hold you.

“Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy;”

1 Timothy 6:17 (KJV)

You open the banking app before coffee. The balance is higher than it was last month. Maybe a raise cleared, maybe a bonus landed, maybe the market finally moved your 401(k) the right way. For half a second your shoulders drop. Then a quieter thought slides in: if that number holds, I will be fine. Scripture hears that thought, and Paul will not let Timothy leave it alone.

In his letter to Timothy, Paul has already warned about the love of money. Now he turns to people who already have some. Charge them that are rich in this world. The charge is pastoral, not a scold. Be not highminded. Do not trust in uncertain riches. Trust in the living God, who giveth us richly all things to enjoy. Money is named as a gift you may enjoy. It is also named as a place you must not park your hope.

Notice what the verse does not say. It does not say rich people are wicked. It does not say poverty is holy. It does not promise that faith will swell your account, or that a full account proves God is pleased with you. That would be a false gospel. Money here is a tool and a test. Paul calls the riches themselves uncertain. Markets move. Jobs end. Houses need roofs. Inflation eats what you thought was solid. The living God does not move with the ticker.

You do not have to feel wealthy for this charge to find you. In America, rich in this world often means a steady paycheck, a savings balance you check twice a week, equity in a house, or a retirement number you refresh when the news gets loud. Highmindedness looks like measuring your worth by that number. Trust looks like sleeping better only when the balance is up, and lying awake when it is down. Enjoyment is allowed. Dependence is the danger.

Here is a concrete picture. A household has $42,000 in retirement savings and $3,800 in an emergency fund. On a good market week the retirement line jumps by $1,200. On a bad week it drops by $900. If your peace rises and falls with those swings, the money has become the wrong kind of master. The verse does not tell you to empty the account. It tells you to stop leaning on it as if it were the living God. The same $3,800 emergency fund can be wise stewardship when you thank God for it, and a false god when you treat it as the thing that will never fail you.

So what does faithfulness look like on an ordinary Wednesday? It looks like using money gladly without letting it define you. It looks like giving from what you have because God, not the market, is your source. It looks like planning carefully while holding the plan with open hands. Uncertain riches can buy groceries, pay a doctor, and help a neighbor. They cannot purchase the peace Paul points to. Only the living God can give that, and He already giveth richly all things to enjoy to those who look to Him.

Today's faithful move: open your main savings or retirement screen, write one sentence under the balance that says This is a gift from God, not my security, then move $25 from that account into a gift or tithe you will send before the week ends.

Enjoy what He has given. Rest in Him, not in the number.

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